I used to think retirement meant endless relaxation — slow mornings, empty calendars, and coffee in my pajamas until noon. But one year in, I’ve realized I’m busier than ever! From 5:30 a.m. wake-ups to rehearsals, gardening, grocery deliveries, and even launching The Retired Widow YouTube channel, my days are full — and wonderfully so. My dad always said retirement would keep you on your toes. Turns out, he was right.

It’s mid-July, it’s hot as Hades, and yet here I am — already thinking about Christmas. As a retired widow on a fixed income, I’ve learned the holidays don’t just “happen” — they require planning, intention, and a little humor. From creative gift-giving to protecting my peace, I’m starting now (yes, in July!) to make this holiday season joyful instead of stressful. Grab a cold drink and join me as I dream of a white Christmas… while sweating through summer.

 Life is full of unexpected moments—some joyful, some heartbreaking. In this post, Bethanne reflects on what it truly means to be prepared: financially, emotionally, and spiritually. From caregiving to widowhood to grandparenting on short notice, she shares how planning ahead has helped her navigate life’s biggest challenges with grace.

It all begins with an idea.

It all begins with an idea.

It all begins with an idea.

It all begins with an idea.